The Data Sharing Economy
Open banking puts individuals in control of their data - deciding who can access it, for what purpose, and for how long. Instead of data being locked away or shared without consent, users can choose to use, trade, or protect it on their terms.
In this episode, Eyal speaks with fintech leader Ghela Boskovich, Head of FData Europe and founder of FemTech Global, about how open banking enables people to benefit economically from their own data. They discuss the building blocks of this new data economy, how different countries are approaching it, and what a fairer digital future could look like.
Making Better Decisions
Open banking is built on the idea that giving consumers full transparency and control over their data will help them make better decisions. But is that really the case? Behavioral economics suggests otherwise - people don’t always act rationally, even with the right tools.
In this episode, Eyal speaks with renowned behavioral economist Dan Ariely to explore how insights into human behavior can improve open banking. They discuss the roots of behavioral economics, the role of paternalism, and how concepts like friction and motivation can help create financial services that truly benefit users.
Embedded Finance
Imagine a world where financial services are no longer separate, daunting entities but seamlessly integrated into the digital experiences you know and love. A world where buying a car, booking a trip, or even grabbing a coffee means having instant access to personalized financing options, secure payments, and innovative insurance solutions. This is Embedded Finance: an omnipresent, invisible hand guiding your financial decisions with unprecedented ease and intelligence, so that financial services are always there when you need them, and fade into the background when you don’t. In this episode, Eyal sits down with Simon Torrance, CEO and Founder of Embedded Finance & Insurance Strategies, to discuss how open banking, paired with real-time payments and agentic A.I., will help fill the gap between financial needs and financial services.
Digital Value
What defines the value of a thing? Is it a question of utility, aesthetics, rarity, emotional connection, or a combination of all these aspects? When it comes to digital assets, this question becomes even more complex, as evidenced by the rise and subsequent fall of NFTs. Beyond just digital, The continued evolution of Web3 and DeFi has now set the physical world and the digital world on a collision course, changing perceptions of ownership, trade and value. To dig deeper into the philosophical question of digital value and its impact on the physical world, Eyal turns to Bianca Lopes, economist, serial entrepreneur, and international speaker on the subjects of data, identity, fintech and crypto.