ISO 20022 & SEPA Instant: Is Your Institution Ready for 2025?

Expert Guidance for Fintech Compliance and Growth
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The European financial landscape is evolving rapidly, with instant payments and new regulations like ISO 20022 becoming critical for success. Staying ahead of the curve is essential to avoid penalties and unlock new growth opportunities.  

We offer specialized expertise to guide you through these complexities with tailored solutions for:  

SEPA Instant Payments

Ensure seamless compliance, unlock new opportunities, and find the right partners.  

Payments Modernization

Gain a competitive edge by future-proofing your business, maximize efficiency & ROI, and build a culture of innovation.

ISO 20022 Optimization

Maximize the potential of ISO 20022 to streamline operations, enhance analytics, identify monetization opportunities, and improve fraud prevention.  

Cross-Border Payments

Develop strategies for real-time cross-border transactions that comply with the latest ECB and EBA regulations.  

Open Banking Integration

Integrate seamlessly with banks and payment networks through compliant API strategies.  

Strategic Bank Partnerships

Build strong bank relationships to access key infrastructure and find the most suitable correspondent account partners.

Treasury Transformation

Implement digital-first approaches to treasury operations aligned with ECB guidelines. 

Key Benefits:

Reduced risk & costs
Accelerated time-to-market
Enhanced customer experiences
Increased agility & scalability
Peace of mind

Meet Your Guides

Marcia Klingensmith

CEO & Founder of FinTech Consulting
Marcia Klingensmith, known globally as the “Instant Payments Maven”, has a passion for payments modernization and over 20 years of experience bringing innovative products and services to market at Fortune 500 companies like Bank of America, Wells Fargo, Visa, LexisNexis Risk Solutions, and FIS Global.

Marcia is a recognized expert in instant payments, payments modernization, and ISO 20022 strategies. She helps financial institutions and fintechs navigate the evolving world of payments through strategy workshops, process reviews, and sales enablement, integrating AI capabilities to optimize processes and drive innovation. Her expertise spans banking transformation, cross-border transactions, and the future of money. Marcia helps clients achieve tangible results, driving revenue growth and operational efficiency in the evolving payments landscape.

Viktoria Soltesz

CEO & Founder of PSP Angels
Viktoria, with over 20 years of experience, is a leader in payment and banking strategy, known for handling complex corporate cases. She founded PSP Angels - an accounting and tax consulting firm to address gaps in online payment expertise, and developed the globally used Soltesz Payment Framework. 

As the founder of the Soltesz Institute, she has established a leading certification body for the payment industry. She also serves on advisory boards for various payment and financial institutions.
WHY TO

CHOOSE US

01

Deep Expertise

Our deep expertise ensures your payment and banking strategies are backed by decades of experience in payments and banking.
02

Strategic Focus

We prioritize a strategic focus, tailoring solutions to align with your business goals and long-term growth.
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03

Simplified Solutions

Our simplified solutions cut through complexities, making payment and banking operations seamless and efficient.
04

Compliance Assurance

With compliance assurance, we help safeguard your business from risks and regulatory pitfalls.

Ready for ISO 20022 & SEPA Instant?

Book a complimentary consultation and readiness assessment to discuss your specific needs and ensure compliance.

Professional Payment Planning

Unique Approach

Research Planning

Consulting

Execution

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Focusing on Results

To further support your journey, Marcia and Viktoria have hosted an in-depth webinar covering recent instant payment advancements across the U.S. and EU.

Watch A Complimentary Webinar: 


In this webinar, Marcia and Viktoria provide expert insights into the latest instant payment advancements across the US and EU. Discover how to leverage these developments to optimise your operations, enhance customer experiences, and unlock new revenue streams. Watch this complimentary recording to stay ahead of the curve.

A Transatlantic Partnership for Payment Success:
This collaboration offers you a unique advantage. Leverage our combined expertise and proven frameworks to navigate the complexities of instant payments, ensuring compliance, efficiency, and customer satisfaction across both the US and European markets.
Begin your journey with confidence,
prepared to leverage the strategic advantages
instant payments offer your business.
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PSP Angels Management Limited

Sunset Gardens 102, Exegerseos
Larnaca, 7560
Cyprus

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info@solteszinstitute.com
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